One simple price.
Pay as you go
3.9 percent plus 40 US cents
per successful transaction
- Monthly fees
- $0
- Setup fees
- $0
The fixed fee is $0.40 USD.
Built in, not bolted on.
Taxes, payouts, and protection are part of Creem itself. No plugins to install, no add-ons to configure. It all works out of the box.
Taxes & invoicing
Automatic VAT, GST, and sales tax collection and remittance in 50+ countries.
Professional invoices generated and sent automatically for every transaction.
Revenue splits & payouts
Automatically split payments between co-founders, affiliates, and contractors.
Payouts are processed on the 1st and 15th of every month to your bank account or crypto wallet.
Payments & protection
Credit cards, debit cards, Apple Pay, Google Pay, and more.
Advanced fraud detection and chargeback protection built into every transaction.
Also built in
- Credit wallets
- Usage-based billing
- Custom meters
- API, SDKs, CLI & webhooks
- Multi-currency support
- Subscription management
- No international card fees
- Stablecoin payouts
Less in fees. More for you.
See how much you could save by switching to Creem.
Enter $100–$50,000 in monthly sales.
Save up to
$265.00/ month
That's $3,180.00 a year compared with Gumroad, at this volume.
Estimated monthly fees
- Creem3.9% + $0.40 per transaction
- $235.00
- Paddle5% + $0.50 per transaction
- $300.00
- Lemon Squeezy7% + $0.50 per transaction
- $400.00
- Gumroad10% + $0.00 per transaction
- $500.00
Estimates assume a $50 average order value, with the number of transactions rounded up. Comparison rates reflect international subscriptions paid with premium cards. Rates are per successful transaction; actual fees depend on your sales mix.
Compare 9+ providers, payout fees, FX rates, international surcharges, and subscription costs in the advanced calculator.
Open advanced calculatorMore volume.
More personal support.
For higher-volume businesses that need more from their payments partner.
- Custom pricing
- Lower transaction fees for your business.
- Dedicated payments support
- Weekly meetings with a payments concierge and personal phone support.
- Card issuing
- Creem cards for your business.
Got questions?
More on fees, payments and getting paid.
Are there any hidden fees?
No hidden fees, ever. You pay 3.9% + $0.40 per successful transaction. No setup fees, no monthly fees. What you see is what you pay.
How does Creem compare to Stripe?
Stripe charges 2.9% + $0.30 but you still need to handle taxes, compliance, and often need third-party tools for subscriptions. With Creem, everything is included - we're a Merchant of Record, meaning we handle taxes, compliance, and chargebacks for you.
When do I get paid?
Payouts are processed on the 1st and 15th of each month, whether you choose a bank account or a USDC wallet. Arrival time depends on your payout method.
What payment methods do you support?
We support all major credit and debit cards (Visa, Mastercard, Amex, Discover), Apple Pay, Google Pay, and more payment methods coming soon including local payment methods for different regions.
Do you handle refunds and chargebacks?
Yes! As your Merchant of Record, we handle all refunds and chargebacks on your behalf. You focus on building your product, we handle the payment disputes.
Is there a minimum volume requirement?
There's no minimum volume requirement for our standard pay-as-you-go pricing. Higher-volume businesses can contact us about custom Enterprise pricing.
Still have questions?
Talk to usReady to save on fees?
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